Nevada Chapter 7 Bankruptcy Lawyer

Residents of Nevada facing debt have the option of filing for bankruptcy. Bankruptcy offers significant debt protection and is available to most people. You may be eligible for Chapter 7 bankruptcy. If you are, it is important to get legal counsel. An experienced Chapter 7 bankruptcy lawyer from Diaz & Galt, Attorneys at Law may be able to get you debt relief and asset protection. If you want to file for bankruptcy and live in Nevada, call today at 877.324.6443.

Eligibility for Chapter 7 Bankruptcy

The test of eligibility for this type of bankruptcy is called the means test. To determine if you can file for this type of bankruptcy, your total income will be compared to the average of the total income of others in the area. If your income is below the average, you can file. If not, you will have to seek relief through a different bankruptcy provision.

Debt Relief in a Chapter 7 Bankruptcy

The following is a list of the different kinds of debts that can be relieved using Chapter 7. These kinds of debt are known as unsecured debt. That is, unsecured debt is debt without collateral. It can include:

• Credit card bills
• Medical bills
• Utility bills
• Bank and other personal loans
• Bank fees

Not all unsecured debt can be dealt with under Chapter 7. Some of them are:

• IRS taxes
• Most student loans
• Child support
• Alimony
• Criminal fines

You will still be liable to pay all of your secured debt, such as mortgages and auto loans. Fortunately, filing for Chapter 7 bankruptcy may entitle you to temporary repossession and foreclosure protection, allowing you to get current on your secured debt payments.

Hire a Chapter 7 Bankruptcy Lawyer

It is important to have the legal representation of a bankruptcy lawyer. You may have to deal with lawyers representing lenders, and having a lawyer of your own may help prevent lenders from taking advantage of you.

At Diaz & Galt, Attorneys at Law, we have a strong history of successfully representing clients from all over Nevada filing for Chapter 7 bankruptcy. Our bankruptcy lawyers have the experience and dedication to help you through this difficult time. If you need to file for Chapter 7 bankruptcy, don't delay. Call 877.324.6443 today. For your convenience, we have law offices in Reno and Las Vegas, and we represent people from anywhere in Nevada.